Your finances, in the right format

Be ready to raise, be valued, report and sell.

Turn your books into the statements, forecast and valuation investors ask for. Then invite the investors you choose: they see what you share, and where your figures came from.

Request accessSee what an investor sees

Access by invitation

The problem

An investor asks for your numbers.What do you send?

  • Send your books

    Opens everything

    Your books show every transaction, salary and customer, and still aren't the statements and forecast the investor asked for.

  • Build a spreadsheet

    Rebuilt every time

    A pack built by hand takes days, goes stale when the month closes, and one broken formula can throw every figure off. The next time they ask, you start again.

  • Use Replafin

    Ready when they ask

    Replafin turns your books into the statements, forecast and reports investors and buyers need to value the business, keeps them current, and shares only what you choose.

How it works

From your books to a clean set of figures.

Bring your books and add your plan. Replafin lays out the figures investors and buyers ask for.
The workspace dashboard: FY revenue, gross margin, EBITDA, net income, ending cash, net burn, runway and customers, with sparklines and a cash and runway table.

See how the business is doing: sales, profit and cash together, with a first estimate of what the company is worth.

Screens from the workspace itself, on a sample SaaS plan.

Request access

  1. Step 1

    Bring your current figures

    Enter numbers from your accountant, import a CSV or XLSX file, or connect a supported source. Check the months and where each number belongs.

  2. Step 2

    Build your next plan

    Add the sales, people, rent and purchases you expect. Try a change, then adjust the numbers as you learn more.

  3. Step 3

    Understand the results

    See what you earn, spend and keep each month. Explore the money your plan needs and what your business could be worth. Share reports to review together.

Start with your books

Start with the numbers you have.

Use figures from your accountant, import a spreadsheet or connect a supported account.

Request accessAll integrations
  • Import a fileCSV or XLSX
  • StripePayments
  • MercuryBank
  • BrexCards
  • Your bank (via Plaid)Bank
  • QuickBooks OnlineAccounting
  • XeroAccounting
  • ottoHRPayroll

Why Replafin

Built on the books you already keep.

Your accounting software keeps recording what happened. Replafin reads those figures, keeps them current and shows where each one came from, so you can answer when an investor or buyer asks about a number.

It reads your books. It does not replace them.

Figures from your accounting software, bank, payment processor or a spreadsheet become your profit and loss, cash flow and balance sheet, month by month. Keep the books where they are; Replafin lays them out and plans forward from them.

It keeps itself current.

Live connections refresh when you open the workspace and once a day. Synced months count as real figures, so the statements and the plan follow without retyping. When a figure is unclear, it asks you in plain words.

Every number shows where it came from.

Each figure keeps its source: typed in, your books, payroll, Stripe, the bank or the forecast. Anything a sync writes is logged, and you can undo it. Investors you invite see where your recorded figures came from too.

What it covers

One connected view of your business.

Your figures, plans and decisions, connected in one workspace.

Every page in the workspace

Your figures and your plan

Plan sales, people and spending alongside the numbers from your books.

Explore your numbers

Help with your numbers

Ask a question. Review the assumptions.

Ask the assistant to explain a figure or help with a change to the plan. It reads your current figures and plan, and proposes edits for you to review before applying them. Check the assumptions and results with your accountant or adviser before making a decision.

Request accessThe MCP server (planned)

Illustrative conversation with example inputs. Results depend on your plan.

One workspace

Keep your accountant in the conversation.

You know the business. Your accountant helps make sense of the books. Use the same figures to discuss the plan, its assumptions and what to do next.

See pricing
Owner view
Work through sales, staffing, spending and business decisions in plain language.
Accountant view
Review the same figures as detailed statements and tables, with the books and filing tools close by.
Reports to share
Export reports for your accountant, partners or board. Include the plan behind the figures in the discussion.

Ready to raise

Invite the investors you choose.

With Investor Access, publish a dated version of your figures and invite investors by email. They agree to confidentiality terms, then see that version and the ones before it, so a revised figure shows. Your books stay closed.

See what an investor seesWhat investors ask for
Actual figures, with sources
Each recorded month shows where it came from: synced from the bank, Stripe or the books, imported from a file, or typed in.
Your plan, if you choose
Switch on the forecast and investors see it labelled as your plan, with the assumptions behind it.
The rest is up to you
The valuation and the cap table stay out unless you switch them on. Add your ask, what you are raising or selling and on what terms, when you have one.
Who looked, and when
See who viewed which version and when, answer their questions in one place, and revoke access at any time.

For investors

See the numbers of the companies you are already talking to.

Every company in one format, with sources shown. Free when a company invites you.

Replafin for investors

Ready to be valued

Know your number before they name theirs.

See what the business could be worth on your own assumptions, before anyone makes an offer. An estimate, not a price.

  • Several methods, side by side

    Compare discounted cash flow, market multiples and, for an early company, the startup methods, all worked out from the same figures and plan.

  • The assumptions behind it

    See how expected sales, costs and growth move the estimate, so you can explain how you got to your number.

  • Private unless you share it

    The valuation stays in your workspace. Investors see it only if you switch it on in a version you publish.

Ready to report

The reports your investors and board expect.

Quarterly and annual reports, board packs and investor updates, laid out from your figures as typeset PDFs or CSV files, with the filing calendar alongside so nothing due slips past.

Every report and filing tool

  • Financial reporting

    Statements set out the way public companies report.

    • Quarterly reportLenders, investors, your accountant
    • Annual reportInvestors, lenders, the annual accounts
    • Financial statements packDue diligence, lenders, your accountant
    • Budget vs actualManagement, the board
    • General ledger & trial balanceYour accountant, the auditor

  • Board & investors

    What the people who funded you expect to receive.

    • Board packBoard of directors
    • Investor updateExisting investors
    • Investor one-pagerProspective investors
    • Forecast and assumptionsInvestors, lenders, your board
    • Capitalization tableInvestors, counsel, the 409A valuer

  • Tax & compliance

    For the preparer, and the calendar of what is due.

    • Tax worksheetYour tax preparer
    • Compliance calendarFounders, the accountant, the board

  • Governance & diligence

    The corporate paperwork and the data room.

    • Governance packDirectors, counsel, the minute book
    • Data room indexInvestors' counsel, acquirers
    • Earnings for a buyerA buyer, a broker, the buyer's accountant

Ready to sell

Know what a buyer will question.

Selling a stake or the whole business? Find the weak spots in your figures before a buyer does. It gets the numbers ready; it is not a valuation.

Checks follow common US small-business practice. Not advice.

Track record
Months on record and where each came from. Buyers want three years.
Earnings
Earnings after add-backs (SDE and adjusted EBITDA), whether profit became cash, and steady margins.
Customers and owner
How much rests on your largest customer, and on you. Both lower what a buyer pays.
Paperwork
Tax returns, reconciled books, contracts, the lease and licences a buyer asks for first.

Questions

Before you start

A few things to know before you begin. More about features, integrations and pricing.

Is Replafin only for startups?

No. It also works for cafés, restaurants, retailers, agencies and marketplaces, with templates matched to how each business earns money. Use it to get ready for a raise from angels or venture funds, or for selling a stake or the whole business.

Can I use my accountant's figures?

Yes. Enter monthly totals, import a CSV or XLSX, or use a supported accounting connection. Review the dates and categories with your accountant.

Do I need to know accounting?

No. Start with your sales, team, costs and cash, or the figures your accountant already has. The Owner view asks in plain language, and the Accountant view shows the detailed statements.

Can I see what my business could be worth?

Yes. Compare valuation estimates based on your plan. The valuation stays in your workspace unless you choose to share it. Review the assumptions with your advisers; an estimate is not a promised sale price.

How do investors see my figures?

From Investor Access, publish a dated version of your figures and invite investors by email. They agree to confidentiality terms, then see that version and the earlier ones. You see who viewed which version and can revoke access at any time. Investors you invite view free.

What can I send my investors?

Quarterly and annual reports, a board pack, an investor update and, if you are raising, a one-pager, laid out from your figures as PDF or CSV. Or publish a dated version through Investor Access, so the investors you invite see the latest figures and the earlier ones in one place.

Can Replafin help me sell my business?

It helps you prepare. From your recorded months it works out what a buyer will question: earnings after your add-backs, whether profit turned into cash, how much rests on your largest customer and on you, and the paperwork a buyer asks for first. It is not a valuation or a price, and Replafin takes no part in a sale.

Why not just share my books, or ask an AI to read them?

Both open everything: every transaction, salary and customer. With Replafin your books stay closed. Investors see only the version you publish, the recorded figures show where they came from, and you can take access back at any time.

Does Replafin find investors for me?

No. Replafin does not list companies or introduce investors, and it takes no part in any deal. You invite the investors you are already talking to. Nothing in Replafin is legal, tax or investment advice.

Can I review the plan with my accountant?

Yes. Export statements and reports to share with your accountant, co-founder or investors, along with the assumptions behind the numbers.

Be ready when they ask.Start with the numbers you have.

Bring your books. Get the statements, forecast and reports investors and buyers ask for. Invite the investors you choose.

Request accessSee pricing